We Are Here To Help
Our highly trained, licensed, benefit counselors are standing by to assist you in the enrollment process and answer any questions you may have.Financial Advisors
Network Open
Enrollment
Our open enrollment period begins Oct 1st through the 17th. We have taken great care in selecting the best benefit package for our valued employees, like you and your family; because you are our family. Schedule a time to speak with one of the benefit counselors today.
Schedule Your Appointment.
Benefit Expertise, Personalized Approach.
Questions? Please Contact:
Amy Ahrens Naef
(770) 966-9247 amy.ahrens@ahrensnaefconsulting.comLongterm Disability Insurance
Unum Long-Term Disability
Long-Term Disability Insurance provides income protection if you are unable to work for an extended period due to a covered illness or injury. After the short- term disability period ends, this benefit helps replace a portion of your income, offering financial stability so you can focus on recovery and managing your health. Plan Summary EAP and Travel Assist FlyerAccident Insurance
Unum Accident
Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation, physical therapy, and more. Plan SummaryYour Benefits
Please review each benefit section for a brief description and carrier plan summary for benefits and coverage detail. These benefits can significantly alleviate out-of-pocket expenses by providing financial support for costs not covered by traditional health insurance, such as copayments and deductibles. In the event of an accident or illness, voluntary benefits can offer direct cash payouts to policyholders. This financial assistance can be used flexibly to cover medical bills, household expenses, or lost income, thereby offering crucial support and peace of mind during recovery periods. ACH Form Credit Card FormWhole Life with Long-Term Care
Unum Whole Life
Whole Life Insurance with Long-Term Care provides lifelong protection while also offering financial support if you require extended care services. In addition to paying a benefit to your loved ones upon your passing, this coverage allows you to use a portion of the policy’s value to help cover the cost of long-term care needs, such as nursing home stays, assisted living, or home health care. Plan SummaryShort-Term Disability Insurance
Unum Short-Term Disability
Short-Term Disability Insurance helps replace a portion of your income if you are unable to work due to a covered illness, injury, or childbirth. This benefit provides financial support during your recovery so you can focus on getting well without the added stress of lost wages. Plan SummaryCritical Illness Insurance
Unum Critical Illness
Critical Illness coverage helps provide financial support if you are diagnosed with a covered critical illness, such as a heart attack, stroke, or cancer. You choose benefits to protect yourself and any family members if diagnosed with a critical illness. Then, if diagnosed with a covered critical illness, you will receive a cash benefit based on the percentage payable for the condition. Plan SummaryHospital Indemnity Insurance
Unum Hospital
Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers hospital or ICU admissions and stays for a covered sickness or injury. Plan SummaryDental Insurance
Ameritas Dental
Dental insurance is a type of health insurance designed to cover a portion of the costs associated with dental care. It typically includes coverage for preventive services like regular checkups, cleanings, and X-rays, as well as partial coverage for more extensive procedures such as fillings, crowns, root canals, and sometimes orthodontics. Dental Plan A (Low) Summary Dental Plan B (High) SummaryVision Insurance
Ameritas Vision
Vision insurance is a type of health insurance designed to cover costs associated with eye care. It typically provides benefits such as free or discounted annual eye exams, coverage for prescription glasses or contact lenses, and partial payment for vision correction procedures like LASIK. Plan SummaryBasic Life Insurance with Accidental Death and
Dismemberment
Unum Basic Life AD&D
Basic Life Insurance with Accidental Death and Dismemberment (AD&D) provides financial protection for your loved ones by paying a benefit in the event of your death. It also includes additional coverage if your death or serious injury results from a covered accident, such as the loss of a limb, sight, or hearing. Plan SummaryVoluntary Life Insurance with Accidental Death
and Dismemberment
Unum Voluntary Life AD&D
Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) provides financial protection for your loved ones by paying a benefit in the event of your death. It also offers additional coverage if you suffer a covered accidental death or serious injury, such as the loss of a limb, sight, or hearing. Plan SummaryWe Are Here To Help
Our highly trained, licensed, benefit counselors are standing by to assist you in the enrollment process and answer any questions you may have.Financial Advisors
Network Open
Enrollment
Our open enrollment period begins Oct 1st through the 17th. We have taken great care in selecting the best benefit package for our valued employees, like you and your family; because you are our family. Schedule a time to speak with one of the benefit counselors today.
Schedule Your
Appointment.
Benefit Expertise, Personalized Approach.Questions? Please Contact:
Amy Ahrens Naef
(770) 966-9247 amy.ahrens@ahrensnaefconsulting.comLongterm Disability Insurance
Unum Long-Term
Disability
Long-Term Disability Insurance provides income protection if you are unable to work for an extended period due to a covered illness or injury. After the short-term disability period ends, this benefit helps replace a portion of your income, offering financial stability so you can focus on recovery and managing your health. Plan Summary EAP and Travel Assist FlyerAccident Insurance
Unum Accident
Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation, physical therapy, and more. Plan SummaryYour Benefits
Please review each benefit section for a brief description and carrier plan summary for benefits and coverage detail. These benefits can significantly alleviate out-of-pocket expenses by providing financial support for costs not covered by traditional health insurance, such as copayments and deductibles. In the event of an accident or illness, voluntary benefits can offer direct cash payouts to policyholders. This financial assistance can be used flexibly to cover medical bills, household expenses, or lost income, thereby offering crucial support and peace of mind during recovery periods. ACH Form Credit Card FormWhole Life with Long-Term Care
Unum Whole Life
Whole Life Insurance with Long-Term Care provides lifelong protection while also offering financial support if you require extended care services. In addition to paying a benefit to your loved ones upon your passing, this coverage allows you to use a portion of the policy’s value to help cover the cost of long-term care needs, such as nursing home stays, assisted living, or home health care. Plan SummaryShort-Term Disability Insurance
Unum Short-Term
Disability
Short-Term Disability Insurance helps replace a portion of your income if you are unable to work due to a covered illness, injury, or childbirth. This benefit provides financial support during your recovery so you can focus on getting well without the added stress of lost wages. Plan SummaryCritical Illness Insurance
Unum Critical Illness
Critical Illness coverage helps provide financial support if you are diagnosed with a covered critical illness, such as a heart attack, stroke, or cancer. You choose benefits to protect yourself and any family members if diagnosed with a critical illness. Then, if diagnosed with a covered critical illness, you will receive a cash benefit based on the percentage payable for the condition. Plan SummaryHospital Indemnity Insurance
Unum Hospital
Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers hospital or ICU admissions and stays for a covered sickness or injury. Plan SummaryDental Insurance
Ameritas Dental
Dental insurance is a type of health insurance designed to cover a portion of the costs associated with dental care. It typically includes coverage for preventive services like regular checkups, cleanings, and X-rays, as well as partial coverage for more extensive procedures such as fillings, crowns, root canals, and sometimes orthodontics. Dental Plan A (Low) Summary Dental Plan B (High) SummaryVision Insurance
Ameritas Vision
Vision insurance is a type of health insurance designed to cover costs associated with eye care. It typically provides benefits such as free or discounted annual eye exams, coverage for prescription glasses or contact lenses, and partial payment for vision correction procedures like LASIK. Plan SummaryBasic Life Insurance with
Accidental Death and
Dismemberment
Unum Basic Life AD&D
Basic Life Insurance with Accidental Death and Dismemberment (AD&D) provides financial protection for your loved ones by paying a benefit in the event of your death. It also includes additional coverage if your death or serious injury results from a covered accident, such as the loss of a limb, sight, or hearing. Plan SummaryVoluntary Life Insurance with
Accidental Death and
Dismemberment
Unum Voluntary Life
AD&D
Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) provides financial protection for your loved ones by paying a benefit in the event of your death. It also offers additional coverage if you suffer a covered accidental death or serious injury, such as the loss of a limb, sight, or hearing. Plan Summary
